Cherokee County Teachers FCU provides members with a variety of convenient loans, designed to meet their financial needs.  Whether it's a loan for a vacation, Automobile, or anything else, you will find the best deal at your credit union.


Personalized Lending Services

We all share the dreams of a profitable and secure future.  Along the way to accomplishing the career and personal goals in life, some assistance may be needed to help dreams grow into reality.  From automobile loans to the financing of major appliance purchases, CCTFCU's lending programs are designed to help your dreams come true.



The Cherokee County Teachers Federal Credit Union finances new and used vehicles of all types as well as boat loans, recreational vehicles, and travel trailers. We also finance equipment, home furnishings, and portable buildings.  With our extremely low loan rates refinancing is also available to qualified applicants.


The Credit Union has the financial strength to provide you with funds including loans for medical expenses, educational needs, or debt consolidation.


You may be able to secure a loan with your deposits in the Credit Union to entitle you to a lower interest rate.


The Credit Union is offering an additional unsecured loan. If you already have an existing unsecured loan you may also apply for our Seasonal Loan. The Seasonal Loan is set up to pay back in 12 months or less. Have another emergency or just need some extra money you may apply for the Seasonal Loan again. The loan begins with $500 with a maximum of $1,250. Remember it is For ANY REASON ANY SEASON!!

Check our current rates!



To apply for a loan, you must be a member of CCTFCU.  If you are not a member and would like to find out how to become one, please visit our Membership Page.  If you are already a member, come by today and fill out an application.  By doing so, you authorize CCTFCU to check your credit history and to share experience on this account with credit bureaus.  You agree to be bound by the terms and conditions disclosed in the Loanliner Credit/Security Agreement Plus and voluntary payment protection for an open-end credit account.


Loans are made in accordance with policies established by the board of directors, and are granted based upon credit history, need and ability to repay. Our loan officers look for reasons to approve loans, not to disapprove them.


2010 Cherokee County Teachers Federal Credit Union