CCTFCU has been providing Rusk and Cherokee County low-interest loans and high-yield savings since 1955.
While we were originally founded for Cherokee County Teachers, our membership has since expanded to include everyone who lives and works in Rusk, Texas or works for Cherokee County at large.
Credit Unions aren’t like other banks–they aren’t operated for profit. That’s why we’re able to offer CCTFCU members lower interest rates, fewer fees, and better service.
Become a member today.
About Our Credit Union How To Become A MemberIf you need new car financing, CCTFCU can help. We offer rates as low as 5.98%. Apply for a new car loan with us today.
CCTFCU members can benefit from our low-interest used car financing options. Rates as low as 6.48%. Apply today.
CCTFCU offers a variety of consumer financing and personal loans to help with everything from medical bills to Christmas presents.
Members at Cherokee County Teachers Federal Credit Union enjoy a variety of modern conveniences, like internet banking services from our convenient online banking portal.
Check your balance, transfer funds, and more. Our internet banking is designed to simplify your banking experience and allow you to do what you need–anywhere you need to do it.
Consolidate debt, pay medical bills, or buy what you need for education–our personal loans offer a low-interest way to get the things you need.
LEARN MOREOur share secured loans are a perfect way to get a personal loan with lower interest rates that can save you money in the long run.
LEARN MORECCTFCU offers a range of auto, boat, motorcycle RV and other consumer loans, including for ATVs, UTVs, tractors and equipment.
LEARN MOREOur seasonal loans are perfect for those who already have a personal loan filed with us. Emergencies happen. Let us help.
LEARN MORECome Join Us!
Credit Union Membership
When you join Cherokee County Teachers Federal Credit Union, you become more than a member; you are a Partner. As a member, you own a "share" in the credit union and can vote for the volunteer Board of Directors that oversees our operations.
How to Join
You can become a Cherokee County Teachers Federal Credit Union member by opening and depositing $25.00 into a share savings account. This is a one-time membership fee and the minimum balance you must maintain in your account while it is open. Once your share account is open, you will be eligible for all other credit union services.
Once a member... Always a Member
Once you have opened your account and become a credit union member, you are always a member, even when you graduate, change jobs, change schools, move away, or retire.
24-Hour Voice Response Teller:
(903) 683-6049
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Phone Numbers:
(903) 683-2630 [Office]
(903) 683-5429 [FAX]
Physical Address:
145 FM 2972 W
Rusk, TX 75785
Mailing Address:
P. O. Drawer A
Rusk, TX 75785
About Us
Current Rates
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Type of Loans:
Consumer Loans
Personal Loans
Seasonal Loans
Share Secured Loans
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