Current Rates

New Vehicles-W.A.C.- 2024-2023   

Up to 84 months ($35,000+ loan)

6.29%

Up to 72 months

6.04%

 Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L

Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.

Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.

Used Vehicles--WAC.

Purchase only NADA LOAN VALUE

2023--2021  - 72 months

6.54%

2020—2019  - 60 months

6.79%

2018--2017  - 48 months

7.04%

2016—2015  - 36 months                                    

7.29%

Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.

Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L

Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.

Personal Loan- up to $5,000.00 maximum with approved credit

6.54%

Minimum $10,000

Dividend Rate*

APY**

6 Month Certificates

4.50%

4.58%

12 Month Certificates

4.10%

4.16%

24 Month Certificates

3.25%

3.29%

30 Month Certificates

2.75%

2.78%

60 Month Certificates

2.85%

2.88%